It's a scary world. Seems that danger lurks everywhere.

As for my malware experience, I try not to dwell on it. Two years ago, my son downloaded an attachment that had a spyware virus attached. Our home computer became infected and despite numerous attempts to eradicate it, our computer bit the dust. We have not replaced it. And to this day, we do not own a computer. My husband has been so disallusioned by the experience, that he vows to never buy a pc again. Perhaps, some day, a Mac...

Fortunately, we did not experience any phising attempts during this experience.